RURAL CREDIT POLICY AND BANK RURAL LENDING Report as inadecuate




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A model of bank rural lending in Australia for the period 1950/1973 is constructed to measure the effects of various rural credit policies on bank rural advances. Results indicate that rural sector bank deposits did not influence the rural sector's share of advances; Farm Development Loan Fund loans simply replaced overdraft advances; rural borrowers were not discriminated against in periods of tight credit; interest rate concessions induced a greater proportionate reduction in the rural share of advances.

Subject(s): Agricultural Finance

Issue Date: 1978-04

Publication Type: Journal Article

PURL Identifier: http://purl.umn.edu/22493 Published in: Australian Journal of Agricultural Economics, Volume 22, Number 1 Page range: 41-53

Total Pages: 13

Record appears in: Australian Agricultural and Resource Economics Society (AARES) > Australian Journal of Agricultural Economics





Author: Standen, B.J.

Source: http://ageconsearch.umn.edu/record/22493?ln=en







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